Shesmalificent

Get the letters

The Free Money Checklist

Free download

The two-page financial self-care checklist I run every season. Nine sections, tick-the-boxes, zero judgment. For freelancers, founders, and anyone whose income refuses to sit still.

What’s inside

Print it, tick the boxes, keep it where you can see it. Start with the section that made you wince.

  1. Know your numbersYou can’t fix what you won’t look at.
  2. Build your cushionThree to six months of expenses. Irregular income? Aim higher.
  3. Handle taxes like a business ownerNobody is withholding for you now. That job is yours.
  4. Separate business and personalMixing them hides how the business is actually doing.
  5. Check your creditFree from all three bureaus, every week.
  6. Take care of future youNobody signs you up for a retirement plan when you work for yourself.
  7. Tame the shopping habitNo mountaintop preaching here. This one was on my own agenda.
  8. Protect yourselfThe boring paperwork that saves you later.
  9. Schedule a money dateThirty minutes, once a month. Snacks allowed.

Get the checklist

Drop your email and I’ll send the printable PDF, plus the Big Sis Letters, one on the last Friday of the month. The stuff I’d tell you over sushi.

Unsubscribe anytime. No spam, just big sis energy.

Not sure where to start

The wince quiz

Nine questions, one per section. It tells you which one to start with, and why the others wait.

Take the 1-minute quiz
Already said yes to a trip

The girls trip splitter

Enter the shared costs and your own. It works out your actual half, and which line to attack.

Split a trip

I’m your big sis, not your financial advisor or accountant. Start here, then get advice for your own situation.